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End User License Agreement (EULA)

Last updated: October 24, 2025

SpeakEasy is developed and operated by Ryan Stephens as an individual. By using this software, you acknowledge and agree to all terms herein.

1. License Grant

Ryan Stephens grants you a limited, non-exclusive, non-transferable, revocable license to use the SpeakEasy software and services (the "Software") for your personal, non-commercial use only, subject to the terms and conditions of this EULA.

2. Restrictions

You agree NOT to:

  • • Copy, modify, or create derivative works of the Software
  • • Reverse engineer, decompile, or disassemble the Software
  • • Rent, lease, or lend the Software
  • • Remove or alter any proprietary notices or labels
  • • Use the Software for any illegal or unauthorized purpose
  • • Attempt to gain unauthorized access to the Software or its systems
  • • Use the Software to record others without their consent (where required by law)
  • • Transfer the Software to any third party

3. Warranty Disclaimer

THE SOFTWARE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. RYAN STEPHENS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • • Warranties of merchantability or fitness for a particular purpose
  • • Warranties of non-infringement of third-party rights
  • • Warranties of uninterrupted or error-free operation
  • • Warranties regarding the accuracy of transcriptions
  • • Warranties regarding the availability of the service

4. Limitation of Liability

IN NO EVENT SHALL RYAN STEPHENS OR SPEAKEASY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, including but not limited to:

  • • Loss of profits, revenue, or business opportunity
  • • Loss of data or corruption of data
  • • Loss of use or functionality
  • • Emotional distress or reputational harm
  • • Third-party claims or litigation costs
  • • Any other damages, even if advised of the possibility

RYAN STEPHENS'S TOTAL LIABILITY SHALL NOT EXCEED $1.00 (ONE DOLLAR), regardless of the cause of action or the theory of liability.

Some jurisdictions do not allow the exclusion or limitation of liability, so this limitation may not apply to you. However, to the extent permitted by law, you agree to this limitation.

5. Indemnification

YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS RYAN STEPHENS AND SPEAKEASY FROM ANY AND ALL CLAIMS, DAMAGES, LOSSES, COSTS, AND EXPENSES (INCLUDING ATTORNEY'S FEES) arising from or related to:

  • • Your use of the Software in violation of this EULA or any law
  • • Your recording of others without required consent
  • • Your infringement of any third-party intellectual property rights
  • • Any claims by third parties related to your use of the Software
  • • Any illegal or unauthorized use of the Software
  • • Any harm caused by your recordings or use of transcriptions
  • • Any violation of privacy laws or recording consent laws

This indemnification obligation applies even if Ryan Stephens or SpeakEasy is partially at fault for the claim.

6. Termination

Ryan Stephens may terminate this license immediately if you violate any terms of this EULA. Upon termination, you must cease all use of the Software and destroy all copies in your possession.

7. Third-Party Services

The Software uses third-party services including OpenAI Whisper API and Stripe. Ryan Stephens is not responsible for the performance, availability, or security of these third-party services. You agree to comply with the terms of service of all third-party providers.

8. Governing Law

This EULA is governed by the laws of the United States, without regard to its conflict of law provisions. You irrevocably submit to the exclusive jurisdiction of the courts in that location.

9. Entire Agreement

This EULA, together with the Terms of Service and Privacy Policy, constitutes the entire agreement between you and Ryan Stephens regarding the Software and supersedes all prior agreements and understandings.

10. Contact Us

If you have questions about this EULA:

Email: [email protected]